Aug 14, 2025

Why Financing Matters More Than Ever

Buying a new or used Ford isn’t just about choosing the right model—it’s about finding a payment plan that fits your life. At Triple Crown Ford in Stephenville, TX, financing isn’t a one-size-fits-all process. It’s a personalized experience built around your budget, credit profile, and long-term goals.

Whether you’re eyeing a rugged F-150, a family-friendly Explorer, or a fuel-efficient Maverick, Triple Crown Ford offers flexible financing options that make driving off the lot easier than ever.

Image of a customer signing on car financing documents

Financing Options at Triple Crown Ford

Triple Crown Ford partners with Ford Credit and a wide network of lenders to offer a range of financing solutions:

1. Standard Purchase

  • Fixed monthly payments
  • Full ownership at the end of the term
  • Ideal for buyers who plan to keep their vehicle long-term

2. Flex Buy

  • Lower payments for the first 36 months
  • Higher payments for the remaining term
  • Great for buyers who want initial payment relief without leasing

3. Red Carpet Lease

  • Lease terms from 24 to 48 months
  • Multiple mileage options
  • Lower monthly payments and flexible end-of-lease choices

These options are designed to accommodate all credit types—from excellent to rebuilding—and Triple Crown Ford’s finance team works closely with each customer to find the best fit.

Smart Financing Tips Before You Buy

Before you apply, here are a few best practices to keep in mind:

  • Know your credit score: It affects your interest rate and loan terms.
  • Get pre-approved: This strengthens your negotiating power and speeds up the process.
  • Aim for a 20% down payment: It reduces your monthly payments and total interest.
  • Choose the shortest loan term you can afford: Longer terms mean more interest over time.
  • Avoid “low monthly payment” traps: They often come with extended terms and higher total costs.

Triple Crown Ford’s online payment calculator can help you estimate your monthly costs and buying power before you even step foot in the dealership.

Why Triple Crown Ford Stands Out

Triple Crown Ford is locally owned and deeply rooted in the Stephenville community. OurTheir team is known for:

  • Respectful, pressure-free service
  • Fast credit approvals
  • Custom finance packages for every budget
  • A curated inventory of certified pre-owned vehicles with multi-point inspections and warranties.

We don’t just sell cars—we build relationships. That’s why so many customers return for their second, third, and even fourth Ford.

Ready to Drive?

Financing your next Ford doesn’t have to be complicated. With Triple Crown Ford’s flexible options, expert guidance, and current promotions, you’re closer than ever to getting behind the wheel of your dream vehicle.

Visit Triple Crown Ford or stop by their Stephenville location to start your financing journey today.